Tag: statutory sick pay

Financial disaster again

Financial disaster again

Disaster is a strong word, I know, but it’s what it feels like right now. I know that many people have suffered and struggled with far more and I am fortunate that I do not have my own family to support – no partner, no children – it is only me, otherwise this would be hundreds of time worse.

I had to leave my last job for my health. I could no longer cope and I was getting daily bullying, harassment, intimidation, pressure, then was told I was completely useless anyway. I tried to make a choice to stop my health deteriorating further and to enable me to keep on going to my therapy sessions. I hoped it would be a choice for the positive. I was so so thankful when I was able to find another job quickly. Although it was much lower paid I could do part-time hours that I needed and I thought it would at least give me a chance. I was just starting to hope again.

Mistake.

Wrong again.

Why haven’t I learned my lesson by now?

I found out last night that instead of the nearly 1 month’s pay I was expecting next week, I will get just 1 week. They have some strange system for temps of pay being at least 2 weeks behind everyone else, and something I don’t understand about different cut-off dates according to when you start for when you get paid. Apparently you get the pay you’re missing at the end of the temp contract. I assume so that if you leave without giving notice they can withhold it.

Even my manager didn’t know about this and couldn’t believe it. I am very thankful and appreciative that she phoned payroll and tried to get things sorted out for me, or an advance. She really did much more than I would expect a manager too. It isn’t really her problem. But payroll flatly said there was nothing they could do.

So now I have the prospect of living on 1 week’s pay until the end of December, which evidently is impossible. Rent? Council tax? Electricity, gas and water bills? Food? Travelling to my hospital appointments? And let’s just pretend to forget that Christmas is coming up and I have nothing to give some of my family or my godchildren! It was already a total pardon-my-French mess because I was paid only Statutory Sick Pay when I was signed off in my old job, and wasn’t told this until after the event, so I didn’t know to claim Housing Benefit as soon as I should have done.

I had just climbed out of debt and now I will be straight back in again – overdraft? Applying for credit cards? I don’t know. That would be the best case scenario. I do not know how I’m going to live. I’m already eating rubbish because things are so desperate financially, trying to live on coffee and toast and whatever I can find in the pound store.

This really was the last straw last night and I was completely wrecked. It had been awful already before this. Just as soon as there was a tiny bit of hope it was smashed away again, like God and the world is saying, how dare you hope, how dare you think you can have anything good, you don’t deserve it, you’re dirt.

I was put through to a support line and there may perhaps be a possibility of a loan until next month, but if it were all to be paid back next month I have no idea whether it would help or just postpone the same situation happening again next month.

I was distressed at work (in private) after this was all dropped on me – none of it was explained before I started work and even my manager didn’t know. I know I’m fortunate to possibly be in a situation of getting help from my employer and not many people would have that assistance. But I just don’t know.

And the support service were helpful and did seem to appreciate some things when I explained my situation but they also said if you think you want to be kept on you will really have to prove yourself, perhaps they will forgive you this time for having a meltdown but if you ever let it happen again there are any number of people standing beside you, if you aren’t strong or if you have any time off your job will be taken away and given to the next person. This was the support team, not my manager, and they do not actually have any say on my performance or whether I have a job or not. I already thought and knew the things they said but it did make it even more painful and anxiety provoking to have it spelled out by another person who is there to provide support.

I wonder whether it’s worth going on. Is it just postponing ultimate complete disaster? I should be more thankful and hopeful but I’ve really run out of strength. I really needed something to hope in.

Ginny xx